Santa Fe Bean Dip

This is definitely a hit party dip!  Tasty and Spicy to your liking.  This will dissapear within minutes!

1 (16 oz.) container sour cream

1 (8 oz.) package cream cheese, softened

1 (16 oz.) can refried beans

1 bunch green onion chopped

1 packet taco seasoning

2 cups shredded Mexican cheddar (if you don't want spicy then just normal cheddar)

to spice this up a little more you could also add to the mixture:
2/3 c. salsa and or
1 can diced green chile's

Mix all ingredients except cheese and green onions together in bowl.  Put mixture in 12x9 baking dish, sprinkle cheese on top then green onions, and bake for 20 minutes until cheese is melted.  Serve with tortilla chips.